CONE Credit Union
Privacy Notice & Disclosure
CONE Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union.
If after reading this notice you have questions, please contact us at:
(920) 886-6455
or write to:
Scott Sauer
CONE Credit Union
219 W. Cecil Street
Neenah, WI 54956
WHAT DOES CONE CREDIT UNION DO WITH YOUR PERSONAL
INFORMATION?
Why? Financial companies choose how they share
your personal information. Federal law gives consumers the right to
limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do.
What? The types of personal information we collect
and share depend on the product or service you have with us. The information
can include:
- Social Security number
- Payment history
- Assets
- Mortgage rates and payments
- Checking account information
- Wire transfer instructions
When you are no longer a member, we continue to
share your information as described in this notice.
How? All financial companies need to share
members' personal information to run their everyday business. In the section
below, we list the reasons financial companies can share their members'
personal information; the reasons CONE Credit Union chooses to share; and
whether you can limit this sharing.
Reasons we can share your personal information |
Does CONE Credit Union share? |
Can you limit this sharing? |
For our everyday business
purposes -
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or report to
credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
Yes |
No |
For joint marketing with other
financial companies |
Yes |
No |
For our affiliates' everyday
business purposes -
information about your transactions and experiences |
No |
We don't share |
For our affiliates' everyday
business purposes -
information about your creditworthiness |
No |
We don't share |
For nonaffiliates to market to
you |
No |
We don't share |
What We Do
How does CONE Credit Union protect my personal
information?
To protect your personal information from unauthorized
access and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and
buildings.
We also maintain other physical, electronic and
procedural safeguards to protect this information and we limit access to
information to those employees for whom access is appropriate.
How does CONE Credit Union collect my personal
information?
We collect your personal information, for example when you
- Open an account
- Made deposits or withdrawals from your account
- Apply for financing
- Give us your contact information
- Pay us by check
We also collect your personal information from others,
such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes -
information about your creditworthiness
- affiliates from using your information to market to
you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you
additional rights to limit sharing.
Definitions
Affiliates: Companies related by common
ownership or control. They can be financial and non-financial companies.
- CONE Credit Union has no affiliates.
Nonaffiliates: Companies not related by common
ownership or control. They can be financial and non-financial companies.
- CONE Credit Union does not share with
nonaffiliates so they can market to you.
Join Marketing: A formal agreement between
nonaffiliated financial companies that together market financial
products or services to you.
- Our joint marketing partners include insurance
companies.
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